How Long Do You Want to Live?

How Long Do You Want to Live?

In 2013, the Pew Research Center asked Americans about the ideal lifespan. More than two-thirds (69 percent) gave an age between 79 and 100. Four percent wanted to live to be anywhere from 101 to 120, and another four percent wanted to live beyond 120. It’s...
Retirement Requirements.

Retirement Requirements.

For a number of years, policymakers have been focused on finding ways to help Americans become better financially prepared for retirement. Studies have found having access to payroll-deduction retirement savings plans at work makes it 15 times more likely Americans...
Retirement Security: It’s in Our Hands Now

Retirement Security: It’s in Our Hands Now

In a white paper published on 10/18/17, the United States Government Accountability Office (U.S. GAO) calls for a comprehensive re-evaluation of our nation’s retirement system. Retirement security is something Americans are universally concerned about. Even my clients...
If You Don’t Live Near Your Parents And Older Family Members…

If You Don’t Live Near Your Parents And Older Family Members…

You may want to learn more about Social Security’s Representative Payment Program (RPP). The Center for Retirement Research at Boston College (CRRBC) published a brief in August that provided some insight into the need for the program: “Many older individuals with...
Divorce and Spousal Benefits

Divorce and Spousal Benefits

DIVORCED? YOU MAY WANT TO INVESTIGATE SPOUSAL BENEFITS. If you weren’t the top wage earner in your marriage, or your job was raising the children, then Social Security’s spousal benefit could prove advantageous. It provides the lower-earning spouse with 50 percent of...
Best States for Retirement

Best States for Retirement

THE ENVELOPE PLEASE… Every year, Kiplinger’s publishes a list of the best and worst states for retirees. It makes perfect sense that my parents live in one of the best… and I live in  one of the worst! The publication considers the share of each state’s...
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