Choose the goal that best aligns with your investment philosophy below.

 

GOAL: SRI

You believe social and environmental responsibility are the hallmarks of sound investing, and you want a portfolio focused on the triple bottom line: people, planet, and profits.

The Socially Responsible Investment (SRI) Portfolio is composed of global companies that have positive environmental, social, and governance (ESG) characteristics:

  • Appropriate Risk/Return trade-off for your specific planning needs
  • Equity risk profile and target returns similar to the MSCI global Index with a greater emphasis on highly rated ESG companies
  • Screened for social & environmental responsibility – focused on the triple bottom line
  • Global asset-allocation, broad diversification

GOAL: Low-Cost

You believe lower costs are critical to investment success, and you want to keep a larger share of your returns.

The Low-Cost Portfolio uses our lowest cost tools, so you can keep more of your returns:

  • Appropriate Risk/Return trade-off for your specific planning needs
  • Portfolio tools designed to provide broad, diversified exposure to core asset classes at a lower cost
  • Exposure to approximately 90% of the global equity market
  • Global asset-allocation, broad diversification

GOAL: Outperform

You believe its possible to boost your long-term returns, you want to beat the market, and you’re comfortable with volatility.

The Outperform Portfolio incorporates factors that academic research indicates may boost performance over a long period:

  • Appropriate Risk/Return trade-off for your specific planning needs
  • Index tracking that uses factor investing screens like low volatility, value, and profitability in a unified strategy
  • Returns not guaranteed. May underperform for periods of time and will require patience and discipline to reap potential benefits
  • Global asset-allocation, broad diversification

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