Save More Money By Budgeting Savings By Percentage

Save More Money By Budgeting Savings By Percentage

Unless you have a salaried job, your income probably waxes and wanes throughout the year. If you’ve set out to save X amount of money per month (say $500), it can be tough to save the full amount when your take-home pay isn’t quite what it was last month.  In...
Will Millennials EVER Retire?

Will Millennials EVER Retire?

As a Generation X advisor who started a little slowly myself, I remember the questions (when I was in my 20s) about whether the “slacker generation” would ever get our lives together. I’m figuring it out, I think Gen X is figuring it out, and I’m not worried...
Money Timelines and Outrage

Money Timelines and Outrage

Just as Social Security is the third rail of politics, “SAVE MORE” is the third rail of personal finance. We all know we should save more. Some people simply can’t and conflict results when we tell people where they SHOULD be, financially. The original article in...
The World is in Debt!

The World is in Debt!

The world is in debt. The April 2018 International Monetary Fund (IMF) Fiscal Monitor reported global debt has reached a historically high level. In 2016, debt peaked at 225 percent of global gross domestic product (GDP) (the value of all goods and services produced...
How Long Do You Want to Live?

How Long Do You Want to Live?

In 2013, the Pew Research Center asked Americans about the ideal lifespan. More than two-thirds (69 percent) gave an age between 79 and 100. Four percent wanted to live to be anywhere from 101 to 120, and another four percent wanted to live beyond 120. It’s...
Retirement Security: It’s in Our Hands Now

Retirement Security: It’s in Our Hands Now

In a white paper published on 10/18/17, the United States Government Accountability Office (U.S. GAO) calls for a comprehensive re-evaluation of our nation’s retirement system. Retirement security is something Americans are universally concerned about. Even my clients...